Terms of Service

Last updated: [DATE]

These Terms of Service ("Terms") govern your use of ImpulseLog mobile application ("Service") operated by ImpulseLog ("us," "we," or "our").

Acceptance of Terms

By downloading, installing, or using our app, you agree to be bound by these Terms. If you disagree with any part of these terms, you may not access the Service.

Description of Service

ImpulseLog is a financial wellness app designed to help users track impulse purchases, build savings habits, and improve spending behaviors through gamification and AI-powered insights.

User Accounts

• You must provide accurate and complete information when creating your account
• You are responsible for safeguarding your account credentials
• You must be at least 13 years old to use this Service
• One person per account; sharing accounts is prohibited

Subscription and Payments

Free Tier: Basic features at no cost

Paid Subscriptions:

• Essential: $4.99/month
• Premium: $8.99/month
• Subscriptions automatically renew unless cancelled
• Cancel anytime through the App Store
• No refunds for partial subscription periods
• Prices may change with 30-day notice

Acceptable Use

You agree NOT to:

• Use the app for any illegal purposes
• Attempt to hack, reverse engineer, or compromise the app
• Share false or misleading information
• Violate any applicable laws or regulations
• Create multiple accounts to circumvent limitations

Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of ImpulseLog and its licensors.

Privacy and Data

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices.

Disclaimer of Warranties

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. ImpulseLog makes no representations or warranties of any kind, express or implied.

Financial Disclaimer

• ImpulseLog is not financial advice or therapy
• We make no guarantees about financial outcomes
• Consult professionals for serious financial concerns
• AI insights are for informational purposes only

Limitation of Liability

ImpulseLog shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the Service.

Termination

We may terminate or suspend your account immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of significant changes through the app or email.

Governing Law

These Terms shall be governed by the laws of [JURISDICTION], without regard to its conflict of law provisions.

Contact Information

If you have any questions about these Terms, please contact us:

Email: support@impulselog.com